Behind on Mortgage in Mint Hill, NC

Behind on Mortgage – How We Help Homeowners

If you are behind on mortgage in Mint Hill, NC…have you considered selling your home to avoid a foreclosure? Many homeowners focus on how they can try to get caught back up on payments, and don’t realize they could sell the property to avoid the foreclosure. If you can get caught back up on payments yourself, that is certainly the best option. However, if you have come to the realization that you may not be able to get the payments current, it wouldn’t hurt to get an offer from a potential buyer.

How can a foreclosure affect me?

• A foreclosure will stay on your credit report for up to 7 years
• You will likely have a hard time getting a mortgage or even an auto loan for 3-4 years
• You may not get any of your equity after the property sells at a foreclosure auction
• The longer you wait, the more the attorney fees, escrow advance, interest, and other reinstatement fees grow.

Experience with Real Estate Issues

Not every real estate transaction comes without complications or issues to work through to ensure a successful closing. We feel our experience in these issues are a real asset to our sellers, as many of these issues would scare the average buyer away. For instance, we have experience in the following common issues:

1. Major fixer-uppers
   1. Abandoned or vacant
   2. Foundation, electrical, HVAC, roofing, plumbing, sewer, termites, drainage, and more
   3. Condemned, code enforcement violations and/or fines, and more
   4. Houses that need to be torn down
2. Liens or Judgments
   1. Unpaid creditors
   2. HOA liens
   3. Contractor liens
   4. Tax liens (property or IRS)
3. Landlords
   1. Burnout from tenants, maintenance, evictions
   2. Absentee or out of town landlords
   3. Issues managing from a distance
4. Back taxes
   1. Delinquent
   2. Facing potential tax foreclosure
5. Foreclosure
   1. Notice of default
   2. Behind on payments
   3. Expensive amounts to get mortgage current
6. Inherited property
   1. Looking to sell
   2. Can’t afford upkeep (taxes, insurance, maintenance)
   3. Don’t want the property
7. Relocation
   1. Needing to relocate to move on with life
   2. Need to sell to complete a move or buy another property
   3. Need to move for a job

With our owner’s background, we’re able to find solutions for all types of issues (browse to the top right on desktop or bottom on mobile to learn more about the owner).

Benefits We Offer in Mint Hill, NC

1. We buy with cash
   1. No need to wait a minimum of 30 days for mortgage underwriting
   2. If facing foreclosure, time is of the essence, you may not have time to wait for a buyer to get a mortgage
2. Quick closings
   1. Experienced home buyers, using local closing attorney experienced in foreclosure situations, means a streamlined closing…as soon as 7 days.
3. We buy as-is
   1. Don’t make repairs
   2. Don’t clean anything
   3. Don’t move anything you don’t want to take
   4. We buy as the house stands this moment if you like
4. Little to no closing costs
5. No commissions
6. Moving cost assistance available
7. Professional
   1. All closings with local reputable closing attorney
   2. Local family owned business
   3. Easy communication
   4. Hardworking to meet your needs

Easy Process – Contact Us Today

If you are behind on mortgage in Mint Hill, NC, don’t hesitate to reach out to us. Time is of the essence, and taking a proactive step is all it takes to get started.

1. Simply fill out our form or call us at 704-727-6161
2. We’ll gather applicable details and answer any questions you may have
3. We’ll schedule a time to view the property with you
4. We’ll do a little research and put together our best offer for you
5. It’s that easy 🙂

Thanks for taking time to visit our site, please let us know if we can answer any questions.

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